Mortgage lender refusal due to spray foam
Why it happens here
Lenders treat spray foam as a risk because it can hide structural problems and trap moisture. In South Bank, where many homes are Victorian terraces with original rafters, surveyors flag it more often than in newer housing.
Our approach
We remove the foam, inspect and document the timbers, and provide a report that lenders and surveyors accept. We have done this enough times in South Bank to know exactly what the report needs to say.