Mortgage lender refusal due to spray foam
Why it happens here
Lenders and surveyors treat foam as a hidden-defect risk because it can conceal rotten timbers. In York City Centre, where so many sales are chain-dependent, a single flagged loft can hold up an entire transaction.
Our approach
We remove the foam, inspect and photograph the exposed timbers, and provide a written report your lender or surveyor can file. Most YO1 cases are resolved within a week of the first survey.